Personal finance, sorted
The money management app that shows you what to do next
Connect everything: banks, mortgage, KiwiSaver, shares, even the business. SortMe puts your whole financial life on one screen and gives you a clear next step, in plain language. The average user finds $2,371 in savings.
- on Trustpilot
- ★ 4.6
- Households helped
- 12,000+
- bank access
- Read-only
- Device-friendly
Connect everything
Connect everything. Yes, even the mortgage.
Every connection runs through Akahu, New Zealand's open finance provider — SortMe never connects directly to your bank. For most banks Akahu uses an official open banking API, so you approve the connection in your own banking app and no password is ever typed into SortMe. That covers all the major New Zealand banks, plus your KiwiSaver balance, Sharesies, Kernel and other investment accounts, and foreign-currency accounts (converted to NZD automatically). Anything else comes in by CSV.
Your mortgage matters most. SortMe auto-detects mortgage accounts, tracks the balance against your net worth, and alerts you before your fixed rate expires, which is where the biggest dollars usually hide.
-
ANZ -
ASB -
BNZ -
Kiwibank -
Westpac -
TSB -
SBS -
Sharesies -
Kernel -
Wise - + more, all via Akahu
The more you connect, the more SortMe finds. Most of that $2,371 is hiding in the accounts people connect last.
You have money, but you're missing the picture
Two incomes, a mortgage, a couple of KiwiSavers, some Kernel accounts, a term deposit you keep meaning to review. Maybe a company or a trust in the mix. Each piece is fine on its own. Together, it's nine logins and a spreadsheet you update once a year.
SortMe replaces the spreadsheet. Every account in one live view, categorised automatically, forecast months ahead, and explained in sentences a tired human can read at 9:40pm.
A next step, not just charts
Other apps show you the numbers. SortMe shows you the next move.
Every week, SortMe turns your real numbers into specific moves: a subscription that doubled without telling you, a month your cashflow will run tight, a KiwiSaver fund that hasn't matched your goals for years, an insurance policy about to lapse. When a decision needs a human, we hand you to a vetted adviser, warm, with your context already loaded.
Subscriptions
Streaming bundle doubled
This plan went from $14.99 to $29.99 since you signed up. Still worth it?
Cashflow
March looks tight
Car rego, school fees and the insurance annual all land in the same fortnight.
Mortgage
Fixed rate expires in 60 days
Your 5.99% term ends in May. This is where the biggest dollars usually hide.
SortMe surfaces gaps and connects you with advisers. It doesn't give regulated financial advice.
The 2026 feature set
Eight tools. One connected picture of your money.
Budgeting
Budgets built around how you’re paid: weekly, fortnightly or monthly. Group categories, cap the group or each category, and get a Budget Cycle Review at the end of every pay cycle.
Learn more →Spend
Every transaction categorised automatically, with tags, notes and attachments. Export an accountant-ready CSV that keeps your categories intact.
Learn more →Cashflow Forecast & Health Score
See your cashflow 6 to 12 months out, add one-off future costs, and get a Health Score plus a plain-language summary that flags tight months before they arrive.
Learn more →Growth
Net worth, mortgage, KiwiSaver and investments on one screen, moving in real time.
Learn more →Protection
A register for your insurance policies, alerts before they expire, and a nudge when SortMe spots a gap worth talking to an adviser about.
Learn more →SortMe AI
Ask anything about your own money and get an answer from your real transactions, accounts and goals. It remembers context between conversations.
Learn more →Subscriptions
AI finds your real subscriptions, including the forgotten ones, and knows the difference between Netflix and an Afterpay instalment.
Learn more →Goals
Savings goals tied to real bank accounts, so progress is measured in dollars that exist, not intentions.
Learn more →Money is a team sport.
Invite your partner. One shared view, two logins, zero "wait, what did we spend on that?" conversations.
SortMe AI
Ask your money a straight question. Get a straight answer.
SortMe AI sits on top of your real data, so the answers are yours, not generic tips. Available from any page in the app.
More about SortMe AI →SortMe AI
- Your ASB fixed rate ends in 41 days — worth a look before it rolls over.
-
What's it costing us? - You're on 6.89%. Twelve-month rates at your banks are around 5.99% today. On $540,000 that's roughly $405 a month.
- Where would that be best going?
- Your emergency fund is $3,200 short of three months' expenses. Want me to track that as a goal and show you when it'd be covered?
"SortMe found $210 a month in subscriptions and a doubled-up insurance policy we'd stopped noticing. That's a family holiday we weren't going to have."
Hannah · Auckland
"Quick and easy setup and a really wide range of features. I was grateful to be contacted by a SortMe financial advisor to organise a financial review session even whilst on my trial period. This responsiveness blew me away."
"SortMe shows me useful insights and recommendations. It's found spending patterns I'd missed and has helped me save. Connecting my bank accounts was easy, definitely recommend."
"I've used several tools in the same category. SortMe has found a way to make household financial management tasks engaging and motivating."
"I like that I can see all my financial transactions and accounts on one app. Highly recommended to anyone wanting to reach their financial goals."
"Provides excellent transparency and timely tracking of transactions as well as features that provide insight into future spending habits."
"Great programme. Integrates with most NZ banks. The half hour free introductory session with Charlotte was awesome."
★ 4.6 on Trustpilot · 12,000+ households helped
By Kiwis, for Kiwis
Real humans, not just software.
SortMe was created by Kiwis who've done the complicated-money thing themselves. Carl founded TradeGecko and sold it to Intuit for $150M NZD, then came home and discovered his own household finances lived in nine spreadsheet tabs. Aidan and Charlotte have been untangling money for New Zealand families ever since.
Meet the team →
Read-only. Bank-grade. Audited.
SortMe can see your transactions, but it can never move your money. Connections are read-only, protected by bank-grade AES-256 encryption, and we've passed the Google Security Audit.
Money back guarantee
Find $500 in your first 30 days, or your money back.
If SortMe doesn't surface at least $500 of savings in your first 30 days, we'll refund you. No forms, no friction, no hard feelings.
SortMe Pro
Run a company, trust or rental? SortMe Pro makes EoFY a breeze.
Keep every entity's books beside your personal money, tag deductibles as they happen, and hand your accountant a one-click End-of-Financial-Year pack they'll want framed.
Financial adviser? SortMe powers client dashboards, fact finds and weekly summaries for NZ advisory firms. For advisers →
